Is Pet Insurance Affordable?

Unfortunately, just like humans, pets can have medical problems that may yield expensive veterinary bills. Fortunately, pet insurance is available to combat those risks. So is pet insurance affordable? Well that answer depends on the cost of care your pet needs and those costs are going up just like everything else. You can request a quote with the quote tool button further down this page. So let’s cover this type of insurance so you can make that decision for yourself.

What is Pet Insurance?

Most pet owners consider their animals to be members of their family; therefore, their pet’s quality of life and health is extremely important.

Pet insurance can help share the cost of veterinary bills, so you can focus on making sure your pet gets and stays healthy. Pet insurance can be a saviour when unexpected bills hit but options also exist for preventative wellness care as well.

Coverage Basics

Here are features many pet insurance policies include. Terms vary by policy.

• Many policies let pet owners select a reimbursement percentage or monthly premium that works for them.
• Some policies require an annual exam and following your veterinarian's recommendations.
• Pre-existing conditions are usually not covered.
• Depending on the plan, a policy may help pay for accidents, injuries and illnesses, lab work, prescriptions, X-rays, surgeries and hospitalization.
• Routine and preventive care (such as vaccinations or spay/neuter) is often available only through an optional wellness add-on.

Steep Costs of Pet Care

Medical costs for your pets can add up quickly. Common treatments, such as removing a skin mass, repairing a torn ligament, or a dental extraction, can be costly, and prices vary by clinic and region. Ask your veterinarian for an estimate.

We’re Here to Help

It helps to know ahead of time how you’d pay an unexpected vet bill. We are happy to discuss these policies and show you the differences in options and coverage levels.

So is pet insurance affordable? For many pet owners it can be, especially compared with the rising cost of veterinary care. The answer depends on your pet, the plan, and your budget.

You can request a quote with the quote tool button below, or call us at (651) 636-6911 to talk with a licensed insurance agent about the specific costs for your pets.