Reasons Insurance serves Shoreview from our New Brighton office, about 5 miles away. Shoreview is Ramsey County's second-largest city after St. Paul, with roughly 27,000 residents, seven lakes, Rice Creek, and more than 1,400 acres of parks and open space.
With seven lakes in the city, a meaningful share of Shoreview homeowners are dealing with lake-adjacent property, docks, and watercraft. Dock and watercraft coverage may need a separate boat policy or a scheduled endorsement, depending on size and value.
Elevated groundwater near lakes and wetlands makes sump-pump reliance higher than in a typical inland home. A sewer/water backup endorsement is designed for the distinct backup scenario; flood and water backup should not be assumed to be the same protection.
Shoreview housing ranges from 1960s-through-1980s ranches to newer lake-adjacent builds, so dwelling limits and water-related endorsements should reflect how the property is used. Highway 96 and Hodgson Road, along with the Lexington Avenue corridor, anchor a mix of professional, retail, contractor, and corporate business activity.