Running a pest control business means you’re managing risk all day—chemicals, customer property, technicians in tight spaces, and vehicles that never stop moving. This “health check” is a fast way to spot common insurance misalignments before a claim, audit, or renewal forces the issue. If you want the big picture first, start with Pest Control Insurance Explained . Quick definition: An insurance “health check” is a short set of questions that confirms your policies still match how you operate today—services offered, vehicles and drivers, payroll/class codes, and the endorsements that matter in pest control. How to use this Run it once per year before renewal. Run it again any time you add services (termite, wildlife, bed bugs, fumigation), add vehicles, change take-home use, expand territory, or hire more techs. Want the downloadable version you can reuse at renewal time? Get the Pest Control Insurance Renewal Readiness Checklist (no obligation).