Grilling on a townhome deck or patio is regulated by fire code, not just HOA rules. NFPA 1 sets specific restrictions on where grills can be used and stored in multi-family settings, and those restrictions exist because fire spreads quickly through connected structures. This page explains what the fire code actually requires, how electric grills are treated differently, and what noncompliance means for an HOA insurance program. Quick answer: In most townhome/condo settings, grills can’t be used or stored on balconies or under overhangs, and often must be 10 feet from buildings . The exact rule depends on your local fire code and building setup. If you are looking for townhome insurance coverage information rather than grilling rules, our guide to townhome insurance vs condo insurance covers the master policy vs unit owner split in detail. This blog breaks down what every townhome resident needs to know about grill safety rules, insurance consequences, and what’s allowed (and not allowed) under fire code. We’ll also address common questions around electric vs. gas grills. If you want the bigger picture first—what homeowners insurance is designed to cover (and what it doesn’t)—start here: Home insurance explained . The Fire Code: What It Says About Grills on Decks. This includes gas and charcoal grills , which are considered high fire risk. The rule applies even when the grill is not in use —just storing it on your deck can be a violation. Why this rule exists: Balconies and decks are often made of combustible materials and patios are often near combustible materials, and even a minor flare-up can ignite siding, eaves, or neighboring units. Fire can spread quickly through these structures—especially in connected townhomes. What About Electric Grills? Electric grills are often marketed as a safer alternative, but fire code restrictions still apply depending on the type:.